Matrix / Payments & Billing / Stripe

Stripe MCP server

Payments & Billing · remote · Not probed · Docs checked 2026-10-16

Stripe has an official hosted MCP server at https://mcp.stripe.com. It uses OAuth (interactive clients) or agent API key as Bearer token over Streamable HTTP. Agents can use: stripe_api_search / stripe_api_details, stripe_api_read / stripe_api_write (customers, invoices, subscriptions, products, prices, payment links, refunds), stripe_analytics (preview).

Works in: ClaudeChatGPTClaude CodeCursor
Access: Read + write
Credits: Credits not confirmed
Plan: Not confirmed
Useful for: AEs, Customer success, RevOps, Sales leaders

Stripe MCP endpoint and transport

https://mcp.stripe.com

Transport: Streamable HTTP
Docs: Official Stripe MCP docs

Connect Stripe without code

Stripe's docs confirm it works in Claude and ChatGPT. You don't need a terminal or a config file. Check Stripe's docs first: some vendors give you a personal URL or an API key to use in place of the plain endpoint.

Claude (web and desktop app)

If Stripe shows up when you browse connectors in Claude, connect it from there instead. That skips steps 2 to 4.

In Claude, open Customize → Connectors.
Click + Add, then Add custom connector.
Name it “Stripe”, paste the server URL https://mcp.stripe.com, and click Continue.
Review the sign-in settings Claude detected and click Add.
Click Connect and sign in to Stripe. Then ask Claude something like “What can the Stripe connector do?”

On Team and Enterprise plans, an Owner adds the connector first under Organization settings → Connectors → Add → Custom → Web. Each person then connects it from Customize → Connectors. Free plans can add one custom connector.

Steps from the Claude Help Center: support.claude.com, checked 2026-10-16

ChatGPT

If Stripe has its own plugin in ChatGPT's directory, install that instead.

Go to chatgpt.com/plugins.
Select +, then Add custom MCP server. If you don't see it, your plan or workspace settings may not allow custom servers, so ask your workspace admin.
Enter a name and description. Under Connection, paste the server URL https://mcp.stripe.com.
Set up sign-in, read the warning, and select I understand and want to continue.
Select Create as a plugin. In a new chat, type @ and pick Stripe.

Steps from the OpenAI developer docs: developers.openai.com, checked 2026-10-16

From Stripe's docs: Stripe recommends `stripe agent setup` (Stripe CLI) to auto-configure supported agents. Claude.ai/Desktop uses the Stripe directory connector; on Team and Enterprise an owner must add it to the workspace first. ChatGPT uses the Stripe plugin; Codex CLI/IDE share config with the ChatGPT desktop app. VS Code setup is documented. Clients without OAuth use an agent API key; from December 2026 full-access secret keys and non-Agent restricted keys are rejected.Source: docs.stripe.com, checked 2026-10-16

Developer setup (Claude Code, Cursor)

Add this to .mcp.json (Claude Code, project root) or ~/.cursor/mcp.json (Cursor). Remove the // comment line if your client requires strict JSON.

{
  "mcpServers": {
    "stripe": {
      "url": "https://mcp.stripe.com"
      // headless alternative: "headers": { "Authorization": "Bearer YOUR_STRIPE_API_KEY" }
    }
  }
}

Add the endpoint to your client config (above), or as a custom connector in Claude.
Complete the OAuth sign-in. In Claude Code, run /mcp and pick the server.
Test it with a prompt like: “List the tools the Stripe MCP server exposes.”

Stripe MCP authentication

OAuth (interactive clients) or agent API key as Bearer token

What it can change

Read + write Some Stripe MCP tools change data, not just read it.

Things it can do in your Stripe account:

creates and updates customers, products, prices, coupons and payment links
creates, finalizes and voids invoices
creates, updates and cancels subscriptions
issues refunds (with human confirmation)
sends and transfers money from Treasury accounts (preview)
creates webhook endpoints

Source: docs.stripe.com, checked 2026-10-16

Review each change before you approve it, especially anything that sends messages or edits records other people rely on.

Cost and credits

Not confirmed Stripe's docs don't say whether MCP calls use credits or paid usage.

Plan required

Not confirmed Stripe's docs don't name a minimum plan for the MCP server.

Admin and governance

Controls Stripe itself provides. Settings inside Claude or ChatGPT aren't counted here.

An admin must approve or enable the connectionYesSource: docs.stripe.com, checked 2026-10-16
Scopes or permissions can limit what it reachesYesSource: docs.stripe.com, checked 2026-10-16
Individual tools can be turned offNot confirmed
MCP activity shows in an audit logNot confirmed

What the Stripe MCP server can do

stripe_api_search / stripe_api_details
stripe_api_read / stripe_api_write (customers, invoices, subscriptions, products, prices, payment links, refunds)
stripe_analytics (preview)
Treasury money movement (preview)
search_stripe_documentation

Stripe MCP status

Not probed No hosted endpoint to probe. See all endpoint status.

Stripe MCP FAQ

What is the Stripe MCP server URL?

https://mcp.stripe.com

How does Stripe MCP authenticate?

OAuth (interactive clients) or agent API key as Bearer token.

Does Stripe MCP work with Claude and Cursor?

Any MCP client that supports Streamable HTTP can connect, including Claude Code and Cursor through mcp.json. Add the endpoint and complete the OAuth or API key flow.

Can I use Stripe in Claude or ChatGPT without code?

Yes. Stripe's docs confirm it works in Claude and ChatGPT. Add it as a connector in the app settings and sign in. No terminal or config file needed.

Can the Stripe MCP server change my data?

Yes. Some tools change data, for example: creates and updates customers, products, prices, coupons and payment links, creates, finalizes and voids invoices, creates, updates and cancels subscriptions. Review each change before you approve it.

Is the Stripe MCP server official?

Yes. It's documented on docs.stripe.com, last checked 2026-10-16.

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